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Homeowner & Business Claims

Arizona Lawyers Handling Homeowner and Business Owner Insurance Claims

Monsoon storms, micro cloudbursts, fires, theft, and other events can cause extensive damage to Arizona homes and businesses. Unfortunately, when it comes time to file an insurance claim, many people receive a second helping of bad news: this time from their insurance company.

Insurance companies use a variety of tactics and strategies to deny homeowner and business owner claims. For example, if you are a victim of storm damage, the insurance company may exclude some or all of your damages as wear and tear or depreciation, which is not covered. If your home was flooded during a storm, the insurance company may claim that water damage in your home was caused not by the storm, which is covered, but by flooding, which is not. If your home or business was burglarized, the insurance company may say there was suspicion about your claim — and deny it.

To protect your rights, you need an experienced business and homeowner insurance claim attorney on your side. At The Voightmann Law Firm in Phoenix, Arizona, our attorneys we are often able to get an insurance company to reverse their opinions. We have experience with all types of storm damage and property loss claims, including fire damage, water damage from plumbing leaks, storm damage, burglary, and theft claims.

Our lawyers have the experience to hold insurance companies accountable and help you get the maximum compensation you are entitled to receive under your homeowner or business owner insurance.

Did You Know?

• Under a fire policy, there is often extra coverage for fire debris removal, tree and shrub replacement, as well as additional living expenses if you are displaced from your home. The insurance company is required to reimburse your expenses for the same standard of living you enjoyed before the fire. If you lived in a four-bedroom home, the insurance company can't put you in a two-bedroom apartment.
• Under a business insurance policy, the owner is often entitled to compensation for interruption of business. For example, if fire damages two units of an apartment, the owner is entitled to compensation for lost rent while the units are being repaired.
• When an insurance company refuses to deal with you fairly, they may be forced to pay attorney fees and other damages in addition to the amount of your claim. For more information, see Damages in insurance bad faith cases.