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Insurance Claim Disputes

Arizona Insurance Dispute Lawyer

If you are having a disagreement with an insurance company, the lawyers at The Voightmann Law Firm in Phoenix, Arizona, can help. We represent individuals and businesses in all types of insurance controversies, including:

• Coverage disputes
• Exclusions under the policy that allow the insurance company to deny coverage
• Disputes with the insurance company's evaluation of your loss (lowballing claims)
• Examinations under oath
• Delays in claim payment
• Failure by the insurance company to return your phone calls
• Unfair treatment

If you receive a letter or other communication from your insurance company informing you that they are reserving their right to exclude or deny coverage, you should contact an insurance dispute lawyer as soon as possible to protect your rights.

Insurance companies have years of legal experience litigating the terms of their insurance policies. These policies, which are written by skilled attorneys, are carefully revised as new decisions are handed down by appellate courts. Terms that may appear to be simple English to a consumer may have their origin in a legal opinion and may have been given a special interpretation by the courts that consumers are not familiar with. Because insurance companies make it their business to know how standard terms have been defined by judges, they have the upper hand in drafting policies and selecting the language they find most advantageous for making a profit.

However, as an insured person or business, you also have laws on your side. Whenever an insurance company refuses to deal with you fairly, our lawyers have the experience to hold them accountable. Under Arizona law, the insurance company may be forced to pay attorney fees and other damages in addition to the amount of your claim. For more information, see Damages in insurance bad faith cases.

At The Voightmann Law Firm, our attorneys have a combined 20 years of experience protecting the rights of policyholders under homeowner and business insurance, health, life, and disability insurance, and uninsured and underinsured motorist coverage.