Uninsured & Underinsured Motorists
Arizona Uninsured and Underinsured Motorist Claim Attorneys
An increasing number of people drive with no car insurance in Arizona. If you are injured in a car wreck that was caused
by a driver who has no insurance or not enough insurance, you can turn to your own coverage for uninsured or underinsured
motorists (UM/UIM). UM/UIM coverage provides compensation for damages such as medical expenses, lost of income, pain and
suffering, emotional distress, loss of consortium, and lost opportunity.
Most people assume that because they are filing a claim against their own insurance company, the process will be less
adversarial than dealing with another driver's insurance company. However, many auto insurance companies seek to limit
their liability for UM/UIM claims by:
- Failing to conduct a timely investigation of your claim
- Failing to pay undisputed funds on a timely basis
- Denying benefits owed under the policy without a reasonable basis
- "Lowballing" their evaluation of the amount of damages you have sustained
- Forcing you to leap through needless, adversarial hoops in order to obtain benefits owed under the policy
At The Voightmann Law Firm in Phoenix, Arizona, our lawyers handle all UM/UIM cases on a contingency fee basis. This means
that you never pay attorney fees unless we are successful in obtaining compensation for you. Our fee, if we are successful,
will be a percentage of the compensation we recover for you.
Insurance companies have years of legal experience litigating the terms of their insurance policies. However, as an insured
person, you also have laws on your side. When an insurance company refuses to deal with you fairly, they may be forced to pay
your attorney fees and other damages in addition to the amount of your claim. For more information, see
Damages in insurance bad faith cases.
In a landmark Arizona case, a judge ordered an auto insurance company to pay a policy holder more than five times her UM/UIM
policy limit, plus her attorney fees, for forcing her to jump through "needless adversarial hoops" to obtain compensation. The
policyholder was a woman who was blinded in one eye after being hit by an uninsured driver.